Blog
Liability in 2026: Social Inflation, Nuclear Verdicts, and How to Reduce Your Lawsuit Exposure
Most businesses don’t plan to deal with a lawsuit—until they have one. And when it happens, the true cost often goes far beyond legal fees: leadership distraction, reputational damage, and settlement pressure that can feel disconnected from the incident itself.
Property Insurance in 2026: Replacement Cost, Underinsurance, and Weather Readiness
A property claim is supposed to be a recovery moment—“this is why we buy insurance.” But many businesses discover the worst surprise after the loss: the payout doesn’t match the rebuilding reality.
2026 Commercial Insurance Outlook: How to Budget, Prepare, and Avoid Renewal Surprises
If you’re a business owner, CFO, or HR leader, your insurance renewal probably feels like a moving target. You hear the market is “improving,” but your renewal still comes back with higher deductibles, tighter terms, or a premium jump you didn’t budget for.
Everyday Risk Scenarios: The Hidden Business Risks Most Owners Overlook
Everyday business risks are disruptions that feel operational — not catastrophic — until they trigger lost revenue, claims, or compliance issues. These are the risks most businesses don’t plan for because they don’t feel like insurance problems at first.
Upcoming Webinar: OSHA Recordkeeping Electronic Submission Requirements for 2026
Join Stillwell Risk Partners and guest presenter Dustin Boss, creator of OSHAlogs, for a practical 45-minute webinar covering what employers need to know before the 2025 submission season begins.
The Hidden Risks of Vacant Commercial Buildings — and How to Insure Them Before a Small Problem Becomes a Catastrophe
Most commercial property owners think the biggest threat to their building is when it’s occupied—tenants, traffic, operations, and all the day-to-day chaos that comes with active use.
But ask anyone in the insurance industry what keeps them up at night, and they’ll tell you:
A vacant building is often more dangerous than a fully occupied one.