Blog

Business Continuity. Disaster Recovery. Emergency Response. These are terms thrown around casually in the world of insurance and risk management, but what do they actually mean? And where can you get started?

Contracts between two companies often include the transfer of risk from one party to another under various conditions. A clause that can come up in the indemnification portion of a contract is regarding the issue of Sole Negligence.  We’ll go a little deep into this specific, but potentially consequential, contractual

Total Cost of Risk is a framework to approach your risk management program.  You’re probably aware of how your insurance premiums, administrative costs, and the losses you retain affect your bottom line. But what other factors should you consider? And how can understanding these costs help you make better decisions?

Once you decide it’s time to take your insurance policies to market, the actual process of buying insurance can be confusing.  Today, I’ll give you some insight by reviewing what that process looks like from an agent’s perspective.

Assigning markets is one way some businesses shop their insurance.  Assigning markets means that you have several insurance agents take your coverage to assigned insurance carriers.  There are Pros & Cons to this approach and I’ll review them here.