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gratitude

Today I’m Grateful for…

It’s the week leading up to Christmas and I wanted to take a slightly different approach for this week’s topic. I was reviewing my business plan and thinking about a conversation I had with a friend, both of which helped me gain some insight into this past year.

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what types of insurance does my business need

What types of insurance does my business need?

The answer to this question typically starts with, “it depends.”  It’s hard to find this information online because your business is unique and has unique exposures. What I can tell you is how you can determine what types of insurance your business needs. Insurance is very often confusing, but it

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Business Owners Policy – Pros and Cons

A Business Owners Policy (often called a BOP by insurance agents) is a really good insurance policy.  However, there are certain areas of coverage where the policy isn’t a fit. In fact, if you have certain coverages on your BOP, you may be putting your business in jeopardy.

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coverage-gaps-for-business-owners

Insurance Coverage Gaps for Business Owners

When I talk with business owners and ask them about their risks, I’ve found that most keep their business and personal insurance with separate insurance agents.  Sometimes the person who handles your personal insurance doesn’t know about business insurance and vice versa.  Unfortunately, this can create insurance coverage gaps for

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experience-modification-rate

Non-Profit Board Members and Your Personal Exposure

Volunteering your time at a non-profit organization is a great way to give back to your community.  In becoming a non-profit board member profit, you can put your skills to use helping others.  You can also benefit personally from the experience you’ll gain. There is a lot of upside to

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