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How Does Your Insurance Policy Value Your Car?
One of the things that isn’t often discussed about your insurance is how your car is valued. After all, insurance coverage is all same, right? Not exactly. the way your insurance policy values your car can be very different from one policy to the next.
What Are Telematics? Why You Should Care?
Maybe you’ve heard the term and maybe you haven’t, but telematics is an important word to know. So what are telematics and why should you care? Simply put: Telematics is technology that can directly reduce your car insurance premiums. Telematics is technology that can make you a better driver. Until
Case Study: The Growing Family
This case study is focused on a young and growing family. A growing family typically has some new personal and financial responsibilities, so now is a good time for an insurance review. We’ll assume for the pricing illustration here that you’re a homeowner, you own two cars and there are
Factors That Affect Your Home Insurance Premiums
Home insurance coverage can differ from policy to policy depending on a multitude of factors. Being aware of these factors that affect your premium can ensure that you are appropriately covered. We’ll review here some of the major factors influencing your home insurance premiums. Your Personal Information Your credit history,
What does it mean to have “Full Coverage?”
In conversations with new clients, a common phrase tends to come up when I ask about what coverage you have in place currently. Often, I hear the answer, “I have full coverage.” In my world of risk and insurance, this can mean a lot of different things. When I hear