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coverage-gaps-for-business-owners

Insurance Coverage Gaps for Business Owners

When I talk with business owners and ask them about their risks, I’ve found that most keep their business and personal insurance with separate insurance agents.  Sometimes the person who handles your personal insurance doesn’t know about business insurance and vice versa.  Unfortunately, this can create insurance coverage gaps for

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experience-modification-rate

Non-Profit Board Members and Your Personal Exposure

Volunteering your time at a non-profit organization is a great way to give back to your community.  In becoming a non-profit board member profit, you can put your skills to use helping others.  You can also benefit personally from the experience you’ll gain. There is a lot of upside to

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Renovations

Home Renovations, Repairs, and How to Protect Yourself

If you own a home, you’re familiar with how much renovations and repairs can cost.  Whether you’re renovating your kitchen or having routine repairs or maintenance done, there are risks involved.  Protecting your property and your assets is an important part of planning, but not something you always think of.

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umbrella-insurance

What is Umbrella Insurance?

Umbrella insurance is a way to better protect your assets from accidents.  But how does it do this?  And is it worth it? I’ll answer these questions below by first explaining where an Umbrella’s coverage applies and the potential consequences of not having Umbrella Insurance.  I’ll then detail what the

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Personal Property Insurance: The 2 Most Important Things

If you had a fire in your home, where would you want to go to replace your things?  I’m talking about your clothes, furniture, and electronics.  I ask the question because depending on how your personal property insurance values your things, you might only get fully reimbursed if you go

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cyber-insurance-for-dentists

Cyber Insurance for Dentists

Most dental practices – even the ones with cyber insurance in place – have a significant coverage gap. Cyber insurance is not a standardized insurance policy and comes in many forms. If you’re not careful about the type of policy you get – or if you have no coverage at

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