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Renovations

Home Renovations, Repairs, and How to Protect Yourself

If you own a home, you’re familiar with how much renovations and repairs can cost.  Whether you’re renovating your kitchen or having routine repairs or maintenance done, there are risks involved.  Protecting your property and your assets is an important part of planning, but not something you always think of.

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umbrella-insurance

What is Umbrella Insurance?

Umbrella insurance is a way to better protect your assets from accidents.  But how does it do this?  And is it worth it? I’ll answer these questions below by first explaining where an Umbrella’s coverage applies and the potential consequences of not having Umbrella Insurance.  I’ll then detail what the

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Personal Property Insurance: The 2 Most Important Things

If you had a fire in your home, where would you want to go to replace your things?  I’m talking about your clothes, furniture, and electronics.  I ask the question because depending on how your personal property insurance values your things, you might only get fully reimbursed if you go

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cyber-insurance-for-dentists

Cyber Insurance for Dentists

Most dental practices – even the ones with cyber insurance in place – have a significant coverage gap. Cyber insurance is not a standardized insurance policy and comes in many forms. If you’re not careful about the type of policy you get – or if you have no coverage at

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older-homes-cost-more-to-insure

Why Older Homes Cost More to Insure

Our area is host to some extraordinary homes built as far back as the 1600 & 1700’s.  These homes have character that only time can build.  These homes were also often built with stone and in a manor that’s hard – and expensive – to replicate.  If you’re wondering why

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family-with-teenaged-drivers

Case Study: Family with Teenage Drivers

If your family has teenage drivers, you’ve already learned what adding a young and inexperienced driver to your car insurance policy can do to your premiums.  Many families face sticker shock when they make the change to add a young driver onto their policy.  Insurance rates spike at this time

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