Blog
Reducing your Workers Comp Costs – Part One
In almost every state, Workers Comp insurance is a requirement if you have employees. More than that, it’s the primary way to transfer to the risk of an employee becoming injured or sick because of their job. Workers Comp is a significant expense, but there are several ways that you
Do you have Household Employees?
Household employees – people that you hire to work in your home – pose a unique risk. People that you hire to help you manage your personal life may expose you to legal liability. And your personal insurance isn’t going to protect you.
Today I’m Grateful for…
It’s the week leading up to Christmas and I wanted to take a slightly different approach for this week’s topic. I was reviewing my business plan and thinking about a conversation I had with a friend, both of which helped me gain some insight into this past year.
What types of insurance does my business need?
The answer to this question typically starts with, “it depends.” It’s hard to find this information online because your business is unique and has unique exposures. What I can tell you is how you can determine what types of insurance your business needs. Insurance is very often confusing, but it
Can you insure your income?
Your ability to earn an income forms the foundation of everything you do financially. So why doesn’t anyone talk about how you can insure your income?
Business Owners Policy – Pros and Cons
A Business Owners Policy (often called a BOP by insurance agents) is a really good insurance policy. However, there are certain areas of coverage where the policy isn’t a fit. In fact, if you have certain coverages on your BOP, you may be putting your business in jeopardy.