The answer to this question typically starts with, “it depends.” It’s hard to find this information online because your business is unique and has unique exposures. What I can tell you is how you can determine what types of insurance…
Your ability to earn an income forms the foundation of everything you do financially. So why doesn’t anyone talk about how you can insure your income?
A Business Owners Policy (often called a BOP by insurance agents) is a really good insurance policy. However, there are certain areas of coverage where the policy isn’t a fit. In fact, if you have certain coverages on your BOP,…
When I talk with business owners and ask them about their risks, I’ve found that most keep their business and personal insurance with separate insurance agents. Sometimes the person who handles your personal insurance doesn’t know about business insurance and…
Volunteering your time at a non-profit organization is a great way to give back to your community. In becoming a non-profit board member profit, you can put your skills to use helping others. You can also benefit personally from the…
If you own a home, you’re familiar with how much renovations and repairs can cost. Whether you’re renovating your kitchen or having routine repairs or maintenance done, there are risks involved. Protecting your property and your assets is an important…
Umbrella insurance is a way to better protect your assets from accidents. But how does it do this? And is it worth it? I’ll answer these questions below by first explaining where an Umbrella’s coverage applies and the potential consequences…
If you had a fire in your home, where would you want to go to replace your things? I’m talking about your clothes, furniture, and electronics. I ask the question because depending on how your personal property insurance values your…
Most dental practices – even the ones with cyber insurance in place – have a significant coverage gap. Cyber insurance is not a standardized insurance policy and comes in many forms. If you’re not careful about the type of policy…
Our area is host to some extraordinary homes built as far back as the 1600 & 1700’s. These homes have character that only time can build. These homes were also often built with stone and in a manor that’s hard…