What can you expect when you decide it’s time look at buying business insurance? Every agency – and every broker – is a little bit different, but most use no formal process. However, in most cases there are a few…
Buying business insurance can be a daunting task. It’s easy to see the types of policies we have and what we pay for them. But when we look closer, insurance policies are long and complicated legal contracts. We’ve put together…
Today, we’ll review the 3 Most Common Coverage Gaps for Businesses. There is an incredible variety of insurance coverages available to business owners. This is not limited to only the type of insurance policy, but the coverage available on each…
How are you evaluating your risk to loss from cyber crime or from the loss of your client’s personal & protected data? Accountants should be taking a two-pronged approach to protection: prevention and mitigation through cyber security and training; and…
For a long time, the Property & Casualty Insurance market was in a soft market. Even before COVID-19, the market was hardening, but like so many things, COVID-19 accelerated something already under rapid change. So what does a hard insurance…
Pay As You Go Workers Comp solves some unique problems for business owners. With most payroll companies, there’s almost no cost to enrolling in a Pay As You Go Workers Comp program, so it’s a great solution for many employers.
Miscommunication is a constant in our lives. It takes different forms, but it’s always there. One of things I talk about a lot is the concept of Risk. But what risk means to me might not be the same as…
Business relies more on technology than we ever have. Technology has given you the tools to grow your business, but it also makes your ability to generate revenue reliant upon it. The technology and equipment you use to run your…
Fraud has always been a threat to us in our personal and professional lives. Advances in technology bring both the good and bad with them. A relatively new trend has emerged presenting us all with the threat of what’s been…
Where does Risk Identification fit in your insurance and risk management program? Do you do it at set times every year as part of your insurance continuation process? When was the last time you completed your annual risk survey?