If your family has teenage drivers, you’ve already learned what adding a young and inexperienced driver to your car insurance policy can do to your premiums. Many families face sticker shock when they make the change to add a young…
One of the things that isn’t often discussed about your insurance is how your car is valued. After all, insurance coverage is all same, right? Not exactly. the way your insurance policy values your car can be very different from…
Maybe you’ve heard the term and maybe you haven’t, but telematics is an important word to know. So what are telematics and why should you care? Simply put: Telematics is technology that can directly reduce your car insurance premiums. Telematics…
This case study is focused on a young and growing family. A growing family typically has some new personal and financial responsibilities, so now is a good time for an insurance review. We’ll assume for the pricing illustration here that…
Home insurance coverage can differ from policy to policy depending on a multitude of factors. Being aware of these factors that affect your premium can ensure that you are appropriately covered. We’ll review here some of the major factors influencing…
In conversations with new clients, a common phrase tends to come up when I ask about what coverage you have in place currently. Often, I hear the answer, “I have full coverage.” In my world of risk and insurance, this…